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| Homeowner's insurance coverage 1-Property damage coverage |
Homeowner's insurance covers for the damage to your home and a limited coverage for any attached structure such as a toolshed
| Homeowner's insurance coverage 2-Personal property coverage |
Personal property inside the home such as furniture and clothes will be covered by homeowner's insurance
| Homeowner's insurance coverage 3-Personal liability coverage |
The personal liability coverageof the homeowner's insurance covers non-auto related damages caused by you or your family to a third party. The coverage includes legal defence bills upto a specified limit
| Homeowner's insurance coverage 4-Medical payments coverage |
Homeowner's insurance covers medical payments for individuals outside your immediate family who get hurt inside your home.
| Homeowner's insurance additional coverage elements |
Credit card coverage - Homeowner's insurance will sometimes also provide credit card coverage upto a specified limit- this will protect you from unauthorized use of your credit card.
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